Flippy - I Rant, You Read
Thursday, September 28, 2006
Loan Officer/Mortgage Agent School - Days 3 & 4
Let’s just say that my brain is on overload, and that I can’t wait for the weekend. I understand everything for the most part. The fancy calculator that does loan amounts, terms, balloon payments, adjusts for debt, income, taxes, insurance, etc...totally amazing. While we just learned how to use it tonight, I’d like to profusely thank the inventor for making my future calculations so easy. Man, what an invention.
The drive is very very unpleasant. It’s the most driving I’ve done, um, ever, I think. My car gets terrible mileage. Something like 20mpg, highway, although it’s really stop & go for at least half the trip there. Have I told you how much I dislike constant driving? I do. For me, driving is only the means to an end. It gets me from point A to point B. While I enjoy music while in the car, I enjoy it a whole lot more when I’m at my desk.
Unlike Leigh-Ann, I can see myself doing this for a living. I don’t particularly like math, but I like solving problems. The math for loans is kind of incidental, once you get familiar with all the terms and rates - I’m not yet, but I will be. But the idea of switching stuff around and playing with the numbers to help people get a loan they want, is kind of cool to me. It’s the same thing I enjoyed about my job working in United reservations, doing international itineraries. I liked figuring out the routing, the different flights to match up with connecting flights in various countries (sometimes they only ran a couple times a week), the challenge of getting people into the most cities possible on their around-the-world tickets. Plus, knowing how happy people are when they get a new house or get money to pay off debts or money for new landscaping, that’s rewarding. Hey, this sounds like answers to questions for a job interview, huh?
I don’t know if Leigh-Ann is going to tell this story or not, but tonight as we were going on one of breaks, she told me she had to go tell our instructor something. I had no idea what it was going to be. I just left and went outside to chat with some classmates. When she came back, she told me that she told the instructor that she had no interest in doing this for a living, that she took the class to be supportive for me. That she wanted to be able to understand what I was doing, and to be able to help if necessary, but it definitely wasn’t what she wanted to do. Our instructor is VERY rah rah - the class is like half mortgage, half motivational seminar. Leigh-Ann doesn’t like the motivational seminar part because working to just make a lot of money isn’t what drives her. It’s what drives me. I don’t have any particular interests that would lead me to a high paying job. The things I enjoy, like reading, surfing the web, playing fantasy sports, eating at buffets, having nice things, buying stuff for the pets...those aren’t jobs. They’ll never be jobs. I’ve finally accepted that I need to find a job that allows me to work independently and make a lot of money, so I can use that money to pay all my bills and give me time to enjoy the things I like to do. I also like process of thinking of creative advertising. I don’t want to be the person who slaps a boring ad on your shopping cart or sends a postcard with my picture on it (I wouldn’t do that to you) to you in the mail. The thought of advertising like a realtor has absolutely no appeal to me. I want to market to people online. I’m comfortable online and I’m comfortable with people who are comfortable online.
Oh yeah, to finish up the story of Leigh-Ann and the instructor. The instructor apparently laughed and said that she was really glad Leigh-Ann had told her that. She thought it was nice that she was taking the class with me. Everyone was happy. Although, knowing our instructor, you could probably tell her what you ate for lunch or that the sky was blue and she’d just be damned happy about it.
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Ha. My verification word is “move.”
I have a brother who’s an ad exec; he does VERY well with it. He’s the rich, successful sibling (the rest of us aren’t particularly rich.) Loves his job, too. Seems you’re in a good part of the country to get into anything real estate related - here in the midwest the market is really dismal. Do what you enjoy and the money will follow, I guess.
And how sweet and supportive of Leigh-Ann! My ex never even bothered to come to a single dog obedience class or trial, I think he was threatened that I enjoyed doing something that didn’t involve him...but he’s my ex, nuff said!Carina on 09/29 at 12:39 AM -
I like your self-aware comments about “those aren’t jobs - they’ll never be jobs” - funny, yet I can understand! The online loan thing sounds like a pretty good gig, considering.
Nancy on 09/30 at 04:01 PM